FAQ

  • What types of vehicle can you arrange funding for?

    We can arrange finance for most makes and models, from Smart Cars to Mercedes-Benz AMG GT’s. If you don't see the car you're looking for on our website, simply complete our quote request form for a free, no obligation competitive quote.

  • Where do your vehicles come from?

    All of our vehicles are supplied to you direct from the relevant UK main dealer network.

  • Do I need a maintenance contract and if so, what is included?

    We tend to recommend that maintenance is only considered when your annual mileage exceeds 20,000 miles per annum. The maintenance option covers all routine servicing and maintenance costs as well as replacement of fair wear and tear items. Essentially, any item that isn't covered under the manufacturer’s warranty should be covered by the maintenance agreement (with the exception of damaged/missing items or punctures). You can take your car to any franchised dealer of your choice. Note, with or without a maintenance contract the car will need to be serviced in accordance with the manufacturers guidelines and in most circumstances at the relevant main dealer rather than a local non franchise garage.

  • What happens about insuring the vehicle?

    You or your company must comprehensively insure the vehicle for the duration of the contract. Most insurance companies are familiar with leasing and therefore should not be a problem obtaining.

  • What if I have an accident and write the car off?

    We would advise you check with your insurance company before taking on a leasing agreement. If in doubt we would advise you look into a GAP insurance policy to cover any shortfall. This is not a product that we can offer to you however there are plenty of 3rd party companies online who can offer impartial advise and a no obligation quote.

  • Is roadside assistance included in the contact?

    Yes it is, our vehicles include between 12 Months to 3 Years roadside assistance depending on the relevant manufacturer.

  • Will I be required to MOT the car if I have it for 3 years or more?

    In most circumstances, yes you will be required to MOT the car just prior to the end of a 3 year contract depending on the relevant funder. Some funders will reimburse you for this but in most cases the cost will need to be beared by you. As most manufacturers warranty's are 3 years it is important to get any faults discovered on the MOT rectified within the warranty timescale.

  • What if I want to hand the vehicle back early?

    All contracts state that an 'early termination fee' is payable if the vehicle is handed back early. This is based on the market value of the vehicle when you want to end the contract, the mileage covered and the number of months left for the contract to run. Unfortunately the parameters are different for each funder and far too complicated to list. An early termination figure can be obtained at any stage during the contract by contacting the relevant funder directly with your registration number or agreement number.

  • Do you deliver to Northern Ireland?

    We do, although there is an additional charge which can vary from funder to funder. We do however deliver free of charge to most UK ports or airports if you can arrange to meet the car there.

  • Will I be able to purchase the car at the end of the contract?

    Most of our funders do not offer the option to purchase at the end of the contract.

  • What condition does the vehicle have to be returned in?

    All of the leasing companies/funders that we use abide to the BVRLA guidelines, visit www.bvrla.co.uk for a detailed overview of the industry standard Terms and conditions. We can send you a copy of the wear and tear guidelines prior to making any decisions or returning contracts which can also be viewed here.

  • Will you come to collect my car at the end of contract or do I have to return it?

    Your vehicle will be collected at the end of contract, the funder will be in touch to make all of the arrangements for you prior to the end of contract. It can be arranged for collection from any UK address in most instances

  • Are there any additional costs or fees other than those advertised on your website?

    Absolutely not. We're obviously aware that most of our competitors charge “admin fee” or “finance fees” of anything up to £500+vat which you're sometimes not informed of until you're well under way with the process but we DO NOT CHARGE ANY ADMIN FEES. The only exception to this rule is the one or two dealerships that we use may charge for deliveries north of Glasgow, otherwise delivery is included in the contract, as is collection at the end of contract.

  • Can I put my cherished number plate onto a lease car?

    Yes indeed you can, in almost all cases the cherished plate will need to be on a retention certificate and we would require prior notice in order to facilitate this. Please note that some funders will charge a small administration fee for this procedure.

  • I'd like to get the ball rolling on one of your deals, what do I need to do?

    Simple, all that we require to get the ball rolling is a straightforward no obligation application form to be completed & returned to us. You can complete securely online on our "apply for credit" page or we can email or even post the form to you. Please note that by completing an application form you are in no way bound to any contract or commitment whatsoever, simply establishing a credit line. By the way, we don't ask for up-front deposits either, no monies will be requested until much further down the line and in most cases not until after delivery.

  • What are the stages of the process?

    Choose your car, complete a credit application form, sign an order form, sign direct debit & finance paperwork, take delivery, simple.

Pantheon Leasing Limited are a credit broker and not a funder, we are regulated by the Financial Conduct Authority, registered number 665705. We can introduce you to a limited number of finance companies. All offers are subject to change at any time, you must be 18 or over and finance is subject to status, vehicle availability and terms and conditions apply. Failure to maintain payments may result in termination of your agreement and the vehicle being returned, this could affect your credit rating and make it more difficult to obtain credit in the future. All prices listed are based on monthly payments and are correct at time of publication. Note that some contracts may include road tax for the first year only. Breakdown cover is included as per the manufacturer’s warranty, usually for the full term of contract but occasionally for the first year only, please check with the relevant manufacturer as to the length of cover included. Note that although mainland UK delivery is included with the majority of our offers, we do have one or two dealerships that may charge for Scotland deliveries, please check. All Business leasing pricing shown is exclusive of vat, all Personal lease pricing is inclusive of vat. Different terms, mileages and contracts are available upon request. E&OE.

All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.